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https://bright-healthcare.com/health-insurance-terms-101-a-brief-guid/ After meeting your deductible, you’ll have to be responsible to pay any extra costs. As an example, if you’re coinsurance is 20% , and you’re facing a single medical bill, then you’d be responsible for paying twenty dollars out of your pocket. Coinsurance and your deductible are generally paid for together. The majority of …